When times are good, you don’t feel the impact of being a bit loose with your finances. The Chicago Fed released their Advance Retail Trade Summary in June and it showed that consumer spending fell 1.3% in May, when adjusted for inflation. Americans are spending less....
How much cash is too much cash? With the stock market at highs, there is a very strong temptation to keep cash “on the sidelines” for the right time to invest. I believe, in the long run, investing now is better than investing later. The massive risk...
There are hundreds, if not thousands, of data brokers collecting and selling your personal information: your name, phone numbers, email addresses, current and past addresses, relatives, social media profiles, property records, court filings, employment history, education records, and much more. I say “hundreds, if not thousands”...
![Should I Switch Bank Accounts? [Calculator]](https://i2.wp.com/wallethacks.com/wp-content/uploads/2026/05/owl-calculating-savings.jpg?ssl=1 "Should I Switch Bank Accounts? [Calculator]")
Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics...
You’re probably familiar with what you can do to protect yourself from identity theft. But this recent hack of Instructure & Canvas by ShinyHunters highlighted how important it is that I protect my children from identity theft. It’s less common because minors can’t enter into the...
Many money experts say you should skip the coffeehouse and make it at home. That’s a lot of effort that you have to do every single day to save a couple bucks. What if there was a way to save money all year, with a little...
A survey of superintendents found that 65% of districts are missing mandated IEP minutes, and nearly 50% are spending 40 or more hours a month managing the fallout.Provider vacancies in special education aren’t just a staffing problem — they’re a student problem, and...
Raisin is a fintech company that partners with banks to offer high interest rates. They also run deposit promotions where they will give you a cash bonus for large deposits as long as you keep them there for 90+ days. Right now, there’s an offer...
Whenever you want to move brokerage accounts, you typically use ACATS to do it. ACATS stands for Automated Customer Account Transfer Service and it allows you to transfer assets from one brokerage to another. By doing it through ACATS, sometimes called ACAT, you can make the...
A couple years ago, the warning signs of a recession were mostly talk. But in 2026, this concern is much higher and if you aren’t preparing for it now, you will not be ready. With the Iran war, tariffs, and general economic uncertainty, the likelihood of...