I love our local library. We bring our kids, they feel like it’s Supermarket Sweep but for books, and it saves us money and clutter around the house. The other day, I went in and saw a whole display for art you could borrow. These were...
By now you’ve probably seen people talk about how AI tools, like ChatGPT and Claude, can help you manage your finances. I’ve played around with it a little bit but find that I prefer to use AI powered apps instead. Uploading a bunch of documents...
Budgeting apps are fine if you want to know what you spend last month. And most people quit using them after a few months because they just tell you what you already know – you spent too much last month. There’s a new breed of budgeting...
On June 16, the U.S. Department of Education announced agreements moving special education oversight to the U.S. Department of Health and Human Services and shifting civil rights enforcement to the U.S. Department of Justice. Education Department officials moved quickly to reassure families: The...
Paze is a digital wallet offered by the same company that gave you Zelle and they have this incredible promotion where they will give you a $10 statement credit whenever you spend $10 or more using Paze. You can do this up to ten times...
When times are good, you don’t feel the impact of being a bit loose with your finances. The Chicago Fed released their Advance Retail Trade Summary in June and it showed that consumer spending fell 1.3% in May, when adjusted for inflation. Americans are spending less....
How much cash is too much cash? With the stock market at highs, there is a very strong temptation to keep cash “on the sidelines” for the right time to invest. I believe, in the long run, investing now is better than investing later. The massive risk...
There are hundreds, if not thousands, of data brokers collecting and selling your personal information: your name, phone numbers, email addresses, current and past addresses, relatives, social media profiles, property records, court filings, employment history, education records, and much more. I say “hundreds, if not thousands”...
![Should I Switch Bank Accounts? [Calculator]](https://i2.wp.com/wallethacks.com/wp-content/uploads/2026/05/owl-calculating-savings.jpg?ssl=1 "Should I Switch Bank Accounts? [Calculator]")
Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics...
You’re probably familiar with what you can do to protect yourself from identity theft. But this recent hack of Instructure & Canvas by ShinyHunters highlighted how important it is that I protect my children from identity theft. It’s less common because minors can’t enter into the...