Whenever you want to move brokerage accounts, you typically use ACATS to do it. ACATS stands for Automated Customer Account Transfer Service and it allows you to transfer assets from one brokerage to another. By doing it through ACATS, sometimes called ACAT, you can make the...
A couple years ago, the warning signs of a recession were mostly talk. But in 2026, this concern is much higher and if you aren’t preparing for it now, you will not be ready. With the Iran war, tariffs, and general economic uncertainty, the likelihood of...
Most travelers check their passport expiration date before a trip, but another rule can cause problems at the airport: how many blank passport pages you have left. Many countries require at least one completely blank visa page for entry stamps or visas. Some require two pages,...
Roughly 11% of all U.S. children ages 3–17 have been diagnosed with ADHD, or attention-deficit/hyperactivity disorder. That’s the equivalent of two to three students in a typical classroom. And the brain-based disorder is only becoming more common. Between 2016 and 2022, about 1...
A Missouri school district focused on special education restrains and secludes its students excessively and improperly, in “gross violation” of the Americans with Disabilities Act, a U.S. Department of Justice investigation has found.The use of restraint and seclusion in schools operated by the...
To the Editor: The debate over AI in writing individualized education programs is pointed in the wrong direction (“Teachers Are Using AI to Help Write IEPs. Advocates Have Concerns,” Oct. 29, 2025). The threat to special education isn’t AI but an overwhelmed system...
When students return to the Lamar Consolidated schools in Texas after summer break, some will attend a new district-sponsored school that’s on track to become the latest charter school designed specifically to serve a growing population of students with autism.Bright Futures Academy, in...
Money decisions are hard because they always involve the future. If you’re trying to save for retirement, your lizard brain has difficult understanding that putting $500 away each month for 40 years at an 8% rate of return will result in $1.61 million. Your lizard brain wants...
Retirement is often pictured as a stress-free reward after decades of hard work. But many retirees discover that the reality looks very different from the plan. Unexpected costs, emotional adjustments, and financial surprises can appear long after the paychecks stop. The truth is, some of retirement’s...
Have you ever mentioned something in passing to a friend and then suddenly see ads for it everywhere? They say it’s a coincidence. They say it’s because you searched for it before. But Apple agreed to pay $95 million to settle a class action lawsuit over...